Zurich Insurance Mold Coverage
Nope
IrelandRead Nov 12 2026
Zurich Insurance
- Excluded
- Escape of water cover does not pay for damage to tiles, walls, floors and ceilings from slow leaks or seepage around baths and showersSource, policy form
- Mold cap
- None printed on our sources
Zurich home insurance in Ireland excludes damage from slow leaks or seepage around baths and showers. Its accidental damage cover excludes rot, mildew and fungus.
Insurer website zurich.ie
What Is Excluded
Escape of water cover does not pay for damage to tiles, walls, floors and ceilings from slow leaks or seepage around baths and showers.
to tiles, walls, floors and ceilings caused by the gradual leakage or seepage of water from all fixed sanitary ware units including baths and shower units
Extended accidental damage cover does not pay for rot, mildew or fungus.
caused by wear and tear or gradual deterioration, insects, vermin, corrosion, rot, mildew, fungus, atmospheric conditions
Conditions You Have To Meet
Unless the policy says otherwise, claims must be reported within 30 days.
all claims must be notified to Zurich at the latest within 30 days of the occurrence
How To Make A Claim
Claims go to a 24 hour claims helpline.
To make a claim on your Home Insurance, call our 24 hour Claims Helpline 01 609 1436 or 0818 208 408.
Before You Call Zurich Insurance
- Stop the water and take dated photos before anything is moved.
- Find the mold or fungi wording and any mold limit on your own policy and declarations page.
- Report the claim quickly, since late notice is a common reason claims are denied.
- Keep receipts for drying and repairs you have to do to stop more damage.
Rules That Apply In Ireland
Further Reading
- Mold after water damage, a timeline, for why the first two days decide most mold jobs.
- Choosing a restoration company, for what to ask a crew before you sign.