How We Source Every Line

Each coverage line on this site comes from the insurer's own web page, its policy wording or filed form, or a government or ombudsman page.

• We read the source and copy a short quote word for word.
• A second pass downloads the same page again and checks the quote is still there. Lines that fail are held back.
• We never fill a gap with a guess. If an insurer prints no mold cap on the pages we could read, the page says so.
• Cost figures are estimates. They scale the national typical job range by federal price levels and show federal wage data, with the math printed on each page.

Policies change by state, by year and by the add ons you buy. Your own policy and declarations page decide your claim. Report an error and we fix it.