Insurance Bureau of Canada On Mold
What Insurance Bureau of Canada says about mold, insurance and cleanup, with each line linked to its page.
What Is Excluded
Groundwater and seepage coverage are not standard on all home policies.
Groundwater and seepage coverage are typically not standard coverages offered across all home policies.
Add On Mold Cover
Basement water damage from a sewer backup is covered only if you bought optional sewer backup coverage.
Water damage in a basement due to a sewer backup is only covered if you have purchased specific, optional sewer backup coverage.
Some insurers sell groundwater and seepage protection as optional add ons.
Some insurers offer both groundwater and seepage protection as optional endorsements.