North Carolina Department of Insurance On Mold
What North Carolina Department of Insurance says about mold, insurance and cleanup, with each line linked to its page.
Dollar Caps On Mold
The North Carolina home insurance guide says the fungi, wet or dry rot and bacteria coverage pays up to 5,000 dollars in total.
This coverage will pay up to a total of $5,000 for the direct physical loss to property covered because of fungi, wet or dry rot, or bacteria.
Conditions You Have To Meet
That 5,000 dollar total does not grow with more claims or more locations.
This amount is the most payable regardless of the number of locations insured or the number of claims made.