Washington Office of the Insurance Commissioner On Mold
What Washington Office of the Insurance Commissioner says about mold, insurance and cleanup, with each line linked to its page.
What Is Covered
Many Washington home policies give limited mold coverage only when the mold comes from a covered loss like a pipe that suddenly bursts.
Many homeowner policies offer limited mold coverage, but only when the mold results from a covered loss, such as a pipe that suddenly bursts.
Add On Mold Cover
If your policy has no mold coverage you may be able to add it, but it is usually very limited.
If your policy doesn't include mold coverage, you may be able to add it.
Good To Know
Check your crawlspace often for dampness, moldy smells and sagging insulation.
check it regularly and look for dampness, moldy smells, sagging insulation, and moisture on your vapor barrier