Mold Insurance And Cost Guides

Guides built only from government pages, the standard policy forms filed with regulators, and federal cost data.

• Does Home Insurance Cover Mold
  What the standard homeowners form and state regulators say about mold after a sudden leak and mold from a slow one.
• Mold Caps And Buy Back Coverage
  The $5,000 standard mold cap, state rules on mold limits and the add ons that raise them.
• Mold After A Flood
  Why flood is a separate policy and what the National Flood Insurance Program says about mold.
• When You Can Clean Mold Yourself
  The federal 10 square foot line, the 48 hour drying window and when to call a pro.
• Hidden Mold And Slow Leaks
  How the standard form treats hidden mold and seepage, and the Texas 30 day reporting rule.
• Mold Claim Steps
  Claim steps and conditions for mold losses, from state insurance regulators and the standard policy forms they hold on file.
• Mold Remediation Licensing By State
  Which states license mold assessors and remediators, from the state's own pages.
• What Mold Removal Costs
  National job ranges and remediation pay in every metro the federal wage survey covers.
• How Old Are America's Homes
  Median year built and the share of homes built before 1980 in every state, from the Census, with the oldest housing first.
• Flood And Hurricane Risk By State
  How many counties FEMA rates high for inland flooding, coastal flooding and hurricanes in each state.
• Renters And Mold
  The renters version of the standard mold cap and the share of homes rented in every state.
• Mold Rules Outside The US
  What ombudsman services and industry regulators in the UK, Canada, Australia, New Zealand and Ireland say about mould.

Mold costs and risk in every US neighborhood