Mold Removal Cost And Risk In Covington County, AL

A typical professional mold job in Covington County runs about $1,250 to $5,000 before rebuild, using the Alabama nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Alabama rules.

1981Median year homes were built

49%Homes built before 1980

24%Homes rented, not owned

$142,500Median home value

18,676Housing units

37,647People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Covington County were built before 1981, and 49 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Covington County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 36455 has the oldest homes here, a median year of 1972, and ZIP 36421 the newest, 1989.

Typical Prices In Covington County

JobSizeNational RangeCovington County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.2 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Covington County high for hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneRelatively High
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Covington County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
36028Covington County198345%$129,600
36038Gantt198519%$131,300
36420Covington County197853%$163,900
36421Covington County198937%$156,400
36442Covington County197951%$119,800
36455Lockhart197268%$72,700
36467Covington County197757%$119,900
36474Covington County197854%$105,400
36476River Falls197670%Not published
36483Covington County197352%$144,300

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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