Mold, Insurance And Removal Costs In Arkansas
Arkansas has 75 counties and 600 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,300 to $5,200 before rebuild.
1987Median year homes were built
40%Homes built before 1980
34%Homes rented, not owned
$175,300Median home value
1,382,664Housing units
3,032,651People
Half the homes in Arkansas were built before 1987, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.
The counties with the oldest housing are Lee County (1971), Clay County (1973), Jackson County (1974), Ouachita County (1974), Phillips County (1975).
FEMA rates inland flooding high in 1 of 75 Arkansas counties. Source FEMA National Risk Index, December 2025.
Arkansas Rules On Mold
Arkansas Mold And Insurance Rules
- Licensing is not offered in Arkansas for mold cleanup companies. The state does not train or license them. Arkansas Guidelines For Mold Abatement Contractors
- A 2009 law to license mold investigators was repealed in 2011. The state mold guidelines are not rules. Arkansas Guidelines For Mold Abatement Contractors
- The health department says mold checks and cleanup are the job of the homeowner or landlord. Insurers seldom pay for mold testing. ADH Mold Information Sheet
Every Arkansas County
| County | ZIP Codes | Median Year Built | Typical Job Up To | Inland Flood Risk |
|---|---|---|---|---|
| Arkansas County | 10 | 1976 | $5,000 | Relatively Low |
| Ashley County | 6 | 1977 | $5,000 | Relatively Low |
| Baxter County | 11 | 1983 | $5,000 | Relatively Low |
| Benton County | 18 | 1999 | $5,500 | Relatively Moderate |
| Boone County | 5 | 1984 | $5,000 | Relatively Low |
| Bradley County | 4 | 1977 | $5,000 | Very Low |
| Calhoun County | 3 | 1980 | $5,000 | Very Low |
| Carroll County | 6 | 1989 | $5,000 | Relatively Low |
| Chicot County | 3 | 1978 | $5,000 | Relatively Low |
| Clark County | 6 | 1986 | $5,000 | Relatively Low |
| Clay County | 11 | 1973 | $5,000 | Relatively Low |
| Cleburne County | 10 | 1988 | $5,000 | Relatively Moderate |
| Cleveland County | 3 | 1986 | $5,000 | Very Low |
| Columbia County | 4 | 1981 | $5,000 | Very Low |
| Conway County | 8 | 1982 | $5,000 | Relatively Low |
| Craighead County | 13 | 1991 | $5,150 | Relatively Moderate |
| Crawford County | 9 | 1990 | $5,150 | Relatively Low |
| Crittenden County | 10 | 1983 | $5,550 | Relatively Low |
| Cross County | 4 | 1980 | $5,000 | Relatively Low |
| Dallas County | 5 | 1978 | $5,000 | Very Low |
| Desha County | 8 | 1976 | $5,000 | Very Low |
| Drew County | 4 | 1984 | $5,000 | Very Low |
| Faulkner County | 10 | 1997 | $5,350 | Relatively Moderate |
| Franklin County | 6 | 1984 | $5,000 | Relatively Low |
| Fulton County | 8 | 1983 | $5,000 | Relatively Low |
| Garland County | 8 | 1984 | $5,150 | Relatively Moderate |
| Grant County | 4 | 1989 | $5,350 | Very Low |
| Greene County | 5 | 1989 | $5,000 | Relatively Low |
| Hempstead County | 7 | 1980 | $5,000 | Relatively Low |
| Hot Spring County | 4 | 1979 | $5,000 | Relatively Low |
| Howard County | 5 | 1979 | $5,000 | Relatively Low |
| Independence County | 14 | 1987 | $5,000 | Relatively Low |
| Izard County | 14 | 1983 | $5,000 | Relatively Low |
| Jackson County | 9 | 1974 | $5,000 | Relatively Low |
| Jefferson County | 12 | 1976 | $5,000 | Relatively Moderate |
| Johnson County | 8 | 1985 | $5,000 | Relatively Low |
| Lafayette County | 5 | 1977 | $5,000 | Very Low |
| Lawrence County | 11 | 1977 | $5,000 | Relatively Low |
| Lee County | 6 | 1971 | $5,000 | Very Low |
| Lincoln County | 5 | 1985 | $5,000 | Very Low |
| Little River County | 6 | 1980 | $5,050 | Relatively Low |
| Logan County | 9 | 1979 | $5,000 | Relatively Low |
| Lonoke County | 9 | 1997 | $5,350 | Relatively Low |
| Madison County | 9 | 1990 | $5,500 | Relatively Low |
| Marion County | 9 | 1985 | $5,000 | Relatively Low |
| Miller County | 4 | 1983 | $5,050 | Relatively Low |
| Mississippi County | 12 | 1978 | $5,000 | Relatively Low |
| Monroe County | 5 | 1976 | $5,000 | Very Low |
| Montgomery County | 7 | 1989 | $5,000 | Relatively Low |
| Nevada County | 5 | 1981 | $5,000 | Very Low |
| Newton County | 11 | 1981 | $5,000 | Very Low |
| Ouachita County | 5 | 1974 | $5,000 | Relatively Low |
| Perry County | 6 | 1988 | $5,350 | Relatively Low |
| Phillips County | 10 | 1975 | $5,000 | Relatively Low |
| Pike County | 7 | 1983 | $5,000 | Relatively Low |
| Poinsett County | 8 | 1978 | $5,150 | Relatively Low |
| Polk County | 6 | 1985 | $5,000 | Relatively Low |
| Pope County | 8 | 1988 | $5,000 | Relatively Moderate |
| Prairie County | 6 | 1979 | $5,000 | Relatively Low |
| Pulaski County | 23 | 1980 | $5,350 | Relatively High |
| Randolph County | 9 | 1979 | $5,000 | Relatively Low |
| Saline County | 10 | 1997 | $5,350 | Relatively Moderate |
| Scott County | 4 | 1979 | $5,000 | Relatively Low |
| Searcy County | 7 | 1980 | $5,000 | Very Low |
| Sebastian County | 13 | 1980 | $5,150 | Relatively Moderate |
| Sevier County | 5 | 1980 | $5,000 | Relatively Low |
| Sharp County | 7 | 1978 | $5,000 | Relatively Low |
| St. Francis County | 9 | 1980 | $5,000 | Relatively Low |
| Stone County | 7 | 1988 | $5,000 | Relatively Low |
| Union County | 8 | 1977 | $5,000 | Relatively Low |
| Van Buren County | 8 | 1986 | $5,000 | Relatively Low |
| Washington County | 14 | 1994 | $5,500 | Relatively Moderate |
| White County | 16 | 1992 | $5,000 | Relatively Moderate |
| Woodruff County | 6 | 1978 | $5,000 | Very Low |
| Yell County | 10 | 1983 | $5,000 | Relatively Low |