Mold Removal Cost And Risk In Chaffee County, CO

A typical professional mold job in Chaffee County runs about $1,450 to $5,850 before rebuild, using the Colorado nonmetro price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.

1992Median year homes were built

36%Homes built before 1980

27%Homes rented, not owned

$598,500Median home value

11,315Housing units

19,876People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Chaffee County were built before 1992, and 36 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 27 percent of homes in Chaffee County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 81201 has the oldest homes here, a median year of 1991, and ZIP 81242 the newest, 2001.

Typical Prices In Chaffee County

JobSizeNational RangeChaffee County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Chaffee County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Chaffee County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
81201Chaffee County199141%$631,700
81211Chaffee County199331%$566,200
81227GarfieldNot published63%Not published
81236Chaffee County199438%$655,900
81242Chaffee County200122%$479,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Colorado Rules On Mold

Colorado Mold And Insurance Rules

All Colorado Mold And Insurance Rules lines

All Colorado counties

Guides

Area Map

Chaffee County Area

Colorado