Mold Removal Cost And Risk In La Plata County, CO

A typical professional mold job in La Plata County runs about $1,450 to $5,850 before rebuild, using the Colorado nonmetro price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.

1991Median year homes were built

33%Homes built before 1980

29%Homes rented, not owned

$549,100Median home value

28,613Housing units

56,088People

Housing figures from Census ACS 2019 to 2023.

Half the homes in La Plata County were built before 1991, and 33 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in La Plata County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 81301 has the oldest homes here, a median year of 1988, and ZIP 81303 the newest, 1995.

Typical Prices In La Plata County

JobSizeNational RangeLa Plata County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for La Plata County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In La Plata County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
81122La Plata County199428%$445,900
81137La Plata County198938%$309,500
81301La Plata County198839%$634,900
81303La Plata County199519%$535,800
81326La Plata County199423%$515,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Colorado Rules On Mold

Colorado Mold And Insurance Rules

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Area Map

La Plata County Area

Durango, CO