Mold Removal Cost And Risk In Lake County, CO

A typical professional mold job in Lake County runs about $1,450 to $5,850 before rebuild, using the Colorado nonmetro price level. Below are the 2 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.

1971Median year homes were built

63%Homes built before 1980

24%Homes rented, not owned

$401,300Median home value

4,033Housing units

7,411People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Lake County were built before 1971, and 63 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Lake County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 80461 has the oldest homes here, a median year of 1971, and ZIP 81251 the newest, 1976.

Typical Prices In Lake County

JobSizeNational RangeLake County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Lake County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lake County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
80461Lake County197163%$395,100
81251Lake County197660%$482,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Colorado Rules On Mold

Colorado Mold And Insurance Rules

All Colorado Mold And Insurance Rules lines

All Colorado counties

Guides

Area Map

Lake County Area

Breckenridge, CO