Mold Removal Cost And Risk In Moffat County, CO

A typical professional mold job in Moffat County runs about $1,450 to $5,850 before rebuild, using the Colorado nonmetro price level. Below are the 5 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.

1977Median year homes were built

58%Homes built before 1980

28%Homes rented, not owned

$262,500Median home value

6,114Housing units

13,258People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Moffat County were built before 1977, and 58 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Moffat County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 81640 has the oldest homes here, a median year of 1976, and ZIP 81610 the newest, 1997.

Typical Prices In Moffat County

JobSizeNational RangeMoffat County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Moffat County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Moffat County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
81610Moffat County199736%Not published
81625Moffat County197759%$266,900
81633Moffat CountyNot published100%Not published
81638Moffat County197853%Not published
81640Moffat County197658%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Colorado Rules On Mold

Colorado Mold And Insurance Rules

All Colorado Mold And Insurance Rules lines

All Colorado counties

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Area Map

Moffat County Area

Steamboat Springs, CO