Mold Removal Cost And Risk In Morgan County, CO

A typical professional mold job in Morgan County runs about $1,450 to $5,850 before rebuild, using the Colorado nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Colorado rules.

1975Median year homes were built

60%Homes built before 1980

35%Homes rented, not owned

$299,300Median home value

11,670Housing units

29,186People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Morgan County were built before 1975, and 60 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Morgan County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 80701 has the oldest homes here, a median year of 1972, and ZIP 80654 the newest, 1997.

Typical Prices In Morgan County

JobSizeNational RangeMorgan County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.5 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Morgan County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Morgan County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
80653Morgan County198942%$343,700
80654Morgan County199725%$396,500
80701Morgan County197264%$318,100
80705Log Lane Village197858%$148,100
80723Morgan County197468%$276,000
80733Morgan County197951%$222,600
80750Morgan County197561%$248,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Colorado Rules On Mold

Colorado Mold And Insurance Rules

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Area Map

Morgan County Area

Fort Morgan, CO