Mold, Insurance And Removal Costs In Georgia

Georgia has 159 counties and 721 ZIP code neighborhoods on this guide. At the statewide price level a typical professional mold job runs about $1,450 to $5,800 before rebuild.

1991Median year homes were built

32%Homes built before 1980

35%Homes rented, not owned

$272,900Median home value

4,483,873Housing units

10,822,590People

Statewide figures from Census ACS 2019 to 2023, price level 96.3 from BEA Regional Price Parities 2024.

Half the homes in Georgia were built before 1991, and 32 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

The counties with the oldest housing are Dougherty County (1975), Taliaferro County (1975), Terrell County (1975), Bibb County (1976), Upson County (1976).

FEMA rates inland flooding high in 4 of 159 Georgia counties, and coastal flooding high in 2. Source FEMA National Risk Index, December 2025.

Georgia Rules On Mold

Georgia Mold And Insurance Rules

All Georgia Mold And Insurance Rules lines

Every Georgia County

CountyZIP CodesMedian Year BuiltTypical Job Up ToInland Flood Risk
Appling County31984$5,200Very Low
Atkinson County31991$5,200Very Low
Bacon County11984$5,200Very Low
Baker County11978$5,200Very Low
Baldwin County21986$5,200Relatively Low
Banks County41992$5,200Very Low
Barrow County42000$6,000Relatively Low
Bartow County81993$6,000Relatively Low
Ben Hill County11981$5,200Very Low
Berrien County41989$5,200Very Low
Bibb County71976$5,300Relatively Moderate
Bleckley County11982$5,200Very Low
Brantley County41993$5,250Very Low
Brooks County61985$5,300Very Low
Bryan County32004$5,700Relatively Low
Bulloch County51994$5,200Relatively Low
Burke County41984$5,500Very Low
Butts County31994$6,000Very Low
Calhoun County41977$5,200Very Low
Camden County51994$5,200Relatively Low
Candler County31987$5,200Very Low
Carroll County91991$6,000Relatively Low
Catoosa County21992$5,500Relatively Low
Charlton County21986$5,200Very Low
Chatham County141985$5,700Relatively Moderate
Chattahoochee County21978$5,350Very Low
Chattooga County41977$5,200Relatively Low
Cherokee County72000$6,000Relatively Moderate
Clarke County41987$5,600Relatively Low
Clay County21986$5,200Very Low
Clayton County71988$6,000Relatively Moderate
Clinch County31979$5,200Very Low
Cobb County171989$6,000Relatively High
Coffee County61988$5,200Relatively Low
Colquitt County81987$5,200Relatively Low
Columbia County51998$5,500Relatively Moderate
Cook County41984$5,200Very Low
Coweta County91998$6,000Relatively Low
Crawford County31992$5,300Very Low
Crisp County21983$5,200Relatively Low
Dade County31988$5,500Relatively Low
Dawson County21997$6,000Very Low
DeKalb County281983$6,000Relatively High
Decatur County51987$5,200Relatively Moderate
Dodge County41981$5,200Very Low
Dooly County51980$5,200Very Low
Dougherty County41975$5,250Relatively Moderate
Douglas County41996$6,000Relatively Low
Early County31984$5,200Very Low
Echols County31990$5,300Very Low
Effingham County62001$5,700Relatively Low
Elbert County31979$5,200Relatively Low
Emanuel County71981$5,200Very Low
Evans County41986$5,200Very Low
Fannin County51994$5,200Relatively Low
Fayette County51993$6,000Relatively Low
Floyd County71977$5,400Relatively Moderate
Forsyth County32004$6,000Relatively Moderate
Franklin County51989$5,200Relatively Low
Fulton County351992$6,000Relatively High
Gilmer County41997$5,200Relatively Moderate
Glascock County21988$5,200Very Low
Glynn County61987$5,250Relatively Low
Gordon County61986$5,200Relatively Low
Grady County31990$5,200Relatively Low
Greene County41996$5,200Relatively Low
Gwinnett County161995$6,000Relatively High
Habersham County41992$5,200Relatively Low
Hall County101995$5,800Relatively Moderate
Hancock County21989$5,200Very Low
Haralson County31989$6,000Relatively Low
Harris County91996$5,350Relatively Low
Hart County31986$5,200Relatively Low
Heard County11984$6,000Very Low
Henry County52000$6,000Relatively Moderate
Houston County81994$5,650Relatively Low
Irwin County31981$5,200Very Low
Jackson County92001$5,200Relatively Low
Jasper County31990$6,000Very Low
Jeff Davis County21986$5,200Very Low
Jefferson County71982$5,200Very Low
Jenkins County11979$5,200Very Low
Johnson County21984$5,200Very Low
Jones County51990$5,300Very Low
Lamar County21987$5,200Very Low
Lanier County21994$5,300Very Low
Laurens County81988$5,200Relatively Low
Lee County31998$5,250Relatively Low
Liberty County71993$5,650Relatively Low
Lincoln County11984$5,500Very Low
Long County11998$5,650Very Low
Lowndes County61992$5,300Relatively Low
Lumpkin County11997$6,000Relatively Low
Macon County41979$5,200Very Low
Madison County41990$5,600Very Low
Marion County21993$5,350Very Low
McDuffie County21985$5,500Very Low
McIntosh County31997$5,250Very Low
Meriwether County61984$6,000Relatively Low
Miller County11978$5,200Very Low
Mitchell County51979$5,200Relatively Low
Monroe County31995$5,300Very Low
Montgomery County41990$5,200Very Low
Morgan County41994$6,000Relatively Low
Murray County51993$5,400Relatively Low
Muscogee County81978$5,350Relatively Moderate
Newton County51998$6,000Relatively Low
Oconee County31996$5,600Relatively Low
Oglethorpe County61988$5,600Very Low
Paulding County32001$6,000Relatively Moderate
Peach County21986$5,650Very Low
Pickens County31995$6,000Relatively Low
Pierce County41989$5,200Very Low
Pike County51993$6,000Very Low
Polk County31983$5,200Relatively Low
Pulaski County21982$5,200Very Low
Putnam County11990$5,200Relatively Low
Quitman County21988$5,200Very Low
Rabun County81987$5,200Relatively Low
Randolph County31980$5,200Very Low
Richmond County71980$5,500Relatively Moderate
Rockdale County31988$6,000Relatively Low
Schley County11993$5,200Very Low
Screven County41982$5,200Very Low
Seminole County21980$5,200Very Low
Spalding County31984$6,000Relatively Low
Stephens County31983$5,200Relatively Low
Stewart County41984$5,350Very Low
Sumter County61979$5,200Relatively Low
Talbot County41989$5,350Very Low
Taliaferro County21975$5,200Very Low
Tattnall County31986$5,200Relatively Low
Taylor County41986$5,200Very Low
Telfair County61977$5,200Very Low
Terrell County41975$5,250Very Low
Thomas County51986$5,200Relatively Low
Tift County21985$5,200Relatively Low
Toombs County31984$5,200Relatively Low
Towns County21994$5,200Relatively Low
Treutlen County11982$5,200Very Low
Troup County31984$5,200Relatively Low
Turner County31977$5,200Very Low
Twiggs County21985$5,300Very Low
Union County21994$5,200Relatively Low
Upson County31976$5,200Very Low
Walker County61978$5,500Relatively Low
Walton County61997$6,000Relatively Low
Ware County41977$5,200Relatively Low
Warren County31979$5,200Very Low
Washington County61982$5,200Very Low
Wayne County41988$5,200Very Low
Webster County21989$5,200Very Low
Wheeler County21982$5,200Very Low
White County31994$5,200Relatively Low
Whitfield County61986$5,400Relatively Moderate
Wilcox County41978$5,200Very Low
Wilkes County31976$5,200Very Low
Wilkinson County61983$5,200Very Low
Worth County71986$5,250Very Low

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