Mold Removal Cost And Risk In Maui County, HI

A typical professional mold job in Maui County runs about $1,650 to $6,550 before rebuild, using the Kahului-Wailuku, HI price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Hawaii rules.

1985Median year homes were built

41%Homes built before 1980

35%Homes rented, not owned

$858,600Median home value

72,303Housing units

164,632People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Maui County were built before 1985, and 41 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 35 percent of homes in Maui County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 96757 has the oldest homes here, a median year of 1963, and ZIP 96708 the newest, 1990.

Typical Prices In Maui County

JobSizeNational RangeMaui County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,650 to $6,550
Mold Remediationan attic$2,000 to $7,500$2,200 to $8,200
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,100
Mold Inspection and Testinga clearance test$300 to $800$350 to $900

Estimate is the national range times 109.4 divided by 100, the price level for Kahului-Wailuku, HI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,550, that cap falls short by about $1,550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Maui County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneRelatively Low
Cold waveNo Rating
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Maui County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
96708Maui County199031%$1,032,800
96713Maui County199038%$606,900
96729Maui County198647%$199,200
96732Kahului197952%$832,700
96748Maui County197664%$355,500
96753Maui County198730%$958,400
96757Kualapuu196376%$419,200
96761Maui County198049%$905,800
96763Maui County197752%$558,800
96768Maui County198440%$905,400
96770Maui County197954%$362,300
96779Paia197852%$946,000
96790Maui County198443%$1,039,900
96793Maui County198937%$776,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Hawaii Rules On Mold

Hawaii Mold And Insurance Rules

All Hawaii Mold And Insurance Rules lines

All Hawaii counties

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Area Map

Maui County Area

Kahului-Wailuku, HI