Mold Removal Cost And Risk In Bonner County, ID

A typical professional mold job in Bonner County runs about $1,400 to $5,500 before rebuild, using the Idaho nonmetro price level. Below are the 16 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Idaho rules.

1990Median year homes were built

38%Homes built before 1980

22%Homes rented, not owned

$433,400Median home value

26,623Housing units

49,456People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Bonner County were built before 1990, and 38 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Bonner County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 83848 has the oldest homes here, a median year of 1975, and ZIP 83825 the newest, 2007.

Typical Prices In Bonner County

JobSizeNational RangeBonner County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,500
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,900
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $900
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 91.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,500, that cap falls short by about $500 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Bonner County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Bonner County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
83803Bonner County198542%$661,200
83804Bonner County199329%$281,600
83809Bonner County199148%Not published
83811Bonner County197758%$235,300
83813Bonner County199426%$559,900
83821Bonner County199634%$573,600
83822Bonner County198632%$374,300
83825Dover200711%$593,800
83836Bonner County198441%$534,000
83840Kootenai200319%$286,700
83841Bonner County200140%$336,700
83848Bonner County197561%$811,500
83852Ponderay199426%$381,000
83856Bonner County198640%$373,800
83860Bonner County199133%$508,400
83864Bonner County199040%$474,100

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Idaho Rules On Mold

Idaho Mold And Insurance Rules

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Area Map

Bonner County Area

Sandpoint, ID