Mold Removal Cost And Risk In ZIP 61801, Urbana IL

A typical professional mold job in ZIP 61801, Urbana runs about $1,400 to $5,550 before rebuild. Half the homes here were built before 1974, older than the Champaign County median of 1982.

1974Median year homes were built

58%Homes built before 1980

70%Homes rented, not owned

$184,000Median home value

$950Median gross rent

13,468Housing units

Neighborhood figures for ZIP Code Tabulation Area 61801 from Census ACS 2019 to 2023.

58 percent of homes in 61801 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 70 percent against 47 percent across Champaign County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $5,550, is about 3.0 percent of the median home value of $184,000.

Typical Prices In 61801

JobSizeNational Range61801 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.7 divided by 100, the price level for Champaign-Urbana, IL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates For Champaign County

FEMA rates Champaign County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Illinois Rules On Mold

Nearby ZIP Codes In Champaign County

Part of Urbana, Champaign County, Illinois.

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61801, IL Area

Urbana, Champaign County