Mold Removal Cost And Risk In Hampden County, MA

A typical professional mold job in Hampden County runs about $1,450 to $5,750 before rebuild, using the Springfield, MA price level. Below are the 38 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Massachusetts rules.

1958Median year homes were built

77%Homes built before 1980

38%Homes rented, not owned

$276,300Median home value

197,210Housing units

462,853People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.54 an hour, BLS May 2025 wage survey.

Half the homes in Hampden County were built before 1958, and 77 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Hampden County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 01097 has the oldest homes here, a median year of 1938, and ZIP 01010 the newest, 1989.

Typical Prices In Hampden County

JobSizeNational RangeHampden County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,750
Mold Remediationan attic$2,000 to $7,500$1,900 to $7,200
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 96.1 divided by 100, the price level for Springfield, MA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Hampden County high for inland flooding, hurricane. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneRelatively High
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Hampden County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
01001Agawam Town197073%$270,300
01008Hampden County196567%$279,500
01009Palmer Town195682%$275,800
01010Hampden County198936%$379,700
01011Hampden County195564%$280,900
01013Chicopee195083%$249,300
01020Chicopee196179%$259,100
01022Chicopee195977%$169,700
01028Hampden County196564%$344,100
01030Agawam Town197077%$315,900
01034Hampden County197658%$331,300
01036Hampden County196771%$345,200
01040Holyoke194883%$255,300
01056Hampden County196665%$303,900
01057Hampden County196963%$312,100
01069Palmer Town197068%$251,300
01071Hampden County197062%$287,000
01077Hampden County198149%$375,700
01079Palmer Town196870%$283,300
01080Palmer Town195486%$254,800
01081Hampden County198148%$275,400
01085Westfield196571%$296,300
01089West Springfield Town196174%$307,900
01095Hampden County196473%$383,200
01097Hampden County1938100%Not published
01103Springfield193887%$148,000
01104Springfield195089%$210,800
01105Springfield193884%$238,400
01106Longmeadow195786%$423,800
01107Springfield193884%$215,500
01108Springfield193887%$219,500
01109Springfield194484%$203,100
01118Springfield195585%$243,800
01119Springfield195977%$222,900
01128Springfield196378%$246,200
01129Springfield196877%$239,200
01151Springfield195278%$219,800
01521Hampden County197655%$288,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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