Mold Removal Cost And Risk In ZIP 02140, Cambridge MA

A typical professional mold job in ZIP 02140, Cambridge runs about $1,600 to $6,500 before rebuild. Half the homes here were built before 1950, older than the Middlesex County median of 1961.

1950Median year homes were built

65%Homes built before 1980

64%Homes rented, not owned

$1,070,200Median home value

$2,581Median gross rent

11,117Housing units

Neighborhood figures for ZIP Code Tabulation Area 02140 from Census ACS 2019 to 2023. Remediation pay in this metro is $24.00 an hour, BLS May 2025 wage survey.

65 percent of homes in 02140 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 64 percent against 38 percent across Middlesex County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,500, is about 0.6 percent of the median home value of $1,070,200.

Typical Prices In 02140

JobSizeNational Range02140 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,600 to $6,500
Mold Remediationan attic$2,000 to $7,500$2,150 to $8,100
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,100
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 108.3 divided by 100, the price level for Boston-Cambridge-Newton, MA-NH, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,500, that cap falls short by about $1,500 at the top of that range. Read the form

Water Hazards FEMA Rates For Middlesex County

FEMA rates Middlesex County high for inland flooding, hurricane, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Low
HurricaneRelatively High
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Nearby ZIP Codes In Middlesex County

Part of Cambridge, Middlesex County, Massachusetts.

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02140, MA Area

Cambridge, Middlesex County