Mold Removal Cost And Risk In Benzie County, MI
A typical professional mold job in Benzie County runs about $1,400 to $5,600 before rebuild, using the Traverse City, MI price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.
1985Median year homes were built
45%Homes built before 1980
12%Homes rented, not owned
$254,400Median home value
12,231Housing units
18,177People
Half the homes in Benzie County were built before 1985, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 12 percent of homes in Benzie County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 49628 has the oldest homes here, a median year of 1942, and ZIP 49650 the newest, 1995.
Typical Prices In Benzie County
| Job | Size | National Range | Benzie County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,600 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $7,000 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,600, that cap falls short by about $600 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Benzie County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Very Low |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Benzie County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 49616 | Benzie County | 1975 | 55% | $204,100 |
| 49617 | Benzie County | 1986 | 43% | $268,000 |
| 49628 | Elberta | 1942 | 90% | $272,400 |
| 49635 | Benzie County | 1976 | 55% | $332,300 |
| 49640 | Benzie County | 1975 | 60% | $285,000 |
| 49643 | Benzie County | 1991 | 35% | $247,300 |
| 49650 | Benzie County | 1995 | 22% | $238,400 |
| 49683 | Benzie County | 1988 | 34% | $173,500 |
Michigan Rules On Mold
Michigan Mold And Insurance Rules
- Michigan has no laws just about mold in homes, but building and health codes still apply. MDHHS Mold And Homeowners
- Insurance may cover the cause of mold, like a broken pipe, and then may cover the water damage repairs. MDHHS Mold And Homeowners
- Tell your insurer you have water damage and ask what coverage you have. Be careful calling it a flood. DIFS Severe Weather Tips 2026