Mold Removal Cost And Risk In Cass County, MI

A typical professional mold job in Cass County runs about $1,400 to $5,550 before rebuild, using the South Bend-Mishawaka, IN-MI price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.

1972Median year homes were built

63%Homes built before 1980

20%Homes rented, not owned

$205,200Median home value

25,543Housing units

51,606People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Cass County were built before 1972, and 63 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Cass County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 49047 has the oldest homes here, a median year of 1962, and ZIP 49112 the newest, 1977.

Typical Prices In Cass County

JobSizeNational RangeCass County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.9 divided by 100, the price level for South Bend-Mishawaka, IN-MI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Cass County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Cass County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
49031Cass County197656%$217,700
49047Cass County196270%$182,000
49061Cass County197365%$201,200
49067Cass County197457%$186,800
49095Cass County197063%$250,800
49112Cass County197754%$231,600
49130Cass County196970%$332,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Michigan Rules On Mold

Michigan Mold And Insurance Rules

All Michigan Mold And Insurance Rules lines

All Michigan counties

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Area Map

Cass County Area

South Bend-Mishawaka, IN-MI