Mold Removal Cost And Risk In Mason County, MI

A typical professional mold job in Mason County runs about $1,350 to $5,350 before rebuild, using the Michigan nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.

1976Median year homes were built

56%Homes built before 1980

22%Homes rented, not owned

$199,300Median home value

17,499Housing units

29,177People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Mason County were built before 1976, and 56 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in Mason County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 49454 has the oldest homes here, a median year of 1973, and ZIP 49458 the newest, 1993.

Typical Prices In Mason County

JobSizeNational RangeMason County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,350
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 89.0 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Mason County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingVery Low
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Mason County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
49405Mason County197754%$143,200
49410Mason County197559%$162,000
49411Mason County197755%$221,400
49431Mason County197556%$218,600
49454Mason County197364%$174,000
49458Mason County199322%$55,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Michigan Rules On Mold

Michigan Mold And Insurance Rules

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Area Map

Mason County Area

Ludington, MI