Mold Removal Cost And Risk In Montcalm County, MI
A typical professional mold job in Montcalm County runs about $1,450 to $5,750 before rebuild, using the Grand Rapids-Wyoming-Kentwood, MI price level. Below are the 16 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.
1977Median year homes were built
54%Homes built before 1980
18%Homes rented, not owned
$172,100Median home value
28,046Housing units
67,174People
Half the homes in Montcalm County were built before 1977, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 18 percent of homes in Montcalm County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 48852 has the oldest homes here, a median year of 1938, and ZIP 49339 the newest, 1996.
Typical Prices In Montcalm County
| Job | Size | National Range | Montcalm County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,750 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,750, that cap falls short by about $750 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Montcalm County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Low |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Montcalm County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 48811 | Montcalm County | 1962 | 68% | $157,800 |
| 48818 | Montcalm County | 1974 | 60% | $185,000 |
| 48829 | Montcalm County | 1967 | 65% | $150,300 |
| 48834 | Montcalm County | 1980 | 51% | $171,500 |
| 48838 | Montcalm County | 1977 | 54% | $190,400 |
| 48850 | Montcalm County | 1977 | 55% | $170,700 |
| 48852 | McBride | 1938 | 98% | $94,000 |
| 48884 | Montcalm County | 1979 | 51% | $168,700 |
| 48885 | Montcalm County | 1975 | 55% | $182,400 |
| 48886 | Montcalm County | 1968 | 65% | $124,600 |
| 48888 | Montcalm County | 1976 | 59% | $147,300 |
| 48891 | Montcalm County | 1977 | 54% | $123,300 |
| 49322 | Montcalm County | 1954 | 71% | $146,300 |
| 49329 | Montcalm County | 1992 | 34% | $190,900 |
| 49339 | Montcalm County | 1996 | 31% | $233,700 |
| 49347 | Montcalm County | 1975 | 56% | $174,300 |
Michigan Rules On Mold
Michigan Mold And Insurance Rules
- Michigan has no laws just about mold in homes, but building and health codes still apply. MDHHS Mold And Homeowners
- Insurance may cover the cause of mold, like a broken pipe, and then may cover the water damage repairs. MDHHS Mold And Homeowners
- Tell your insurer you have water damage and ask what coverage you have. Be careful calling it a flood. DIFS Severe Weather Tips 2026