Mold Removal Cost And Risk In Roscommon County, MI

A typical professional mold job in Roscommon County runs about $1,350 to $5,350 before rebuild, using the Michigan nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.

1976Median year homes were built

59%Homes built before 1980

16%Homes rented, not owned

$148,000Median home value

23,170Housing units

23,639People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Roscommon County were built before 1976, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 16 percent of homes in Roscommon County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 48630 has the oldest homes here, a median year of 1970, and ZIP 48653 the newest, 1978.

Typical Prices In Roscommon County

JobSizeNational RangeRoscommon County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,350
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 89.0 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Roscommon County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Roscommon County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
48627Roscommon County197179%Not published
48629Roscommon County197756%$142,300
48630Houghton Lake197063%Not published
48651Roscommon County197662%$156,000
48653Roscommon County197853%$161,800
48656Roscommon County197466%$108,800

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Roscommon County Area

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