Mold Removal Cost And Risk In St. Clair County, MI
A typical professional mold job in St. Clair County runs about $1,500 to $6,000 before rebuild, using the Detroit-Warren-Dearborn, MI price level. Below are the 21 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Michigan rules.
1975Median year homes were built
58%Homes built before 1980
20%Homes rented, not owned
$213,900Median home value
72,467Housing units
160,089People
Half the homes in St. Clair County were built before 1975, and 58 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in St. Clair County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 48039 has the oldest homes here, a median year of 1958, and ZIP 48032 the newest, 1992.
Typical Prices In St. Clair County
| Job | Size | National Range | St. Clair County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,500 to $6,000 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,000 to $7,500 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $600 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,000 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $800 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates St. Clair County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Relatively Low |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In St. Clair County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 48001 | St. Clair County | 1973 | 64% | $250,000 |
| 48002 | St. Clair County | 1982 | 49% | $294,600 |
| 48006 | St. Clair County | 1985 | 46% | $225,900 |
| 48014 | St. Clair County | 1983 | 43% | $208,400 |
| 48022 | St. Clair County | 1987 | 42% | $246,200 |
| 48023 | St. Clair County | 1984 | 44% | $236,600 |
| 48027 | St. Clair County | 1991 | 40% | $242,800 |
| 48028 | St. Clair County | 1960 | 67% | $339,100 |
| 48032 | St. Clair County | 1992 | 33% | $239,600 |
| 48039 | St. Clair County | 1958 | 74% | $170,800 |
| 48040 | Marysville | 1978 | 54% | $185,500 |
| 48041 | St. Clair County | 1982 | 47% | $296,200 |
| 48049 | St. Clair County | 1978 | 56% | $226,000 |
| 48054 | St. Clair County | 1981 | 48% | $277,300 |
| 48059 | St. Clair County | 1977 | 54% | $199,200 |
| 48060 | St. Clair County | 1961 | 70% | $152,000 |
| 48063 | St. Clair County | 1992 | 36% | $297,500 |
| 48064 | St. Clair County | 1977 | 54% | $280,400 |
| 48074 | St. Clair County | 1981 | 49% | $191,800 |
| 48079 | St. Clair County | 1979 | 51% | $276,600 |
| 48097 | St. Clair County | 1974 | 59% | $174,800 |
Michigan Rules On Mold
Michigan Mold And Insurance Rules
- Michigan has no laws just about mold in homes, but building and health codes still apply. MDHHS Mold And Homeowners
- Insurance may cover the cause of mold, like a broken pipe, and then may cover the water damage repairs. MDHHS Mold And Homeowners
- Tell your insurer you have water damage and ask what coverage you have. Be careful calling it a flood. DIFS Severe Weather Tips 2026