Mold Removal Cost And Risk In ZIP 48120, Dearborn MI

A typical professional mold job in ZIP 48120, Dearborn runs about $1,500 to $6,000 before rebuild. Half the homes here were built before 1969, newer than the Wayne County median of 1956.

1969Median year homes were built

66%Homes built before 1980

62%Homes rented, not owned

$236,800Median home value

$1,407Median gross rent

2,910Housing units

Neighborhood figures for ZIP Code Tabulation Area 48120 from Census ACS 2019 to 2023. Remediation pay in this metro is $22.30 an hour, BLS May 2025 wage survey.

66 percent of homes in 48120 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 62 percent against 36 percent across Wayne County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,000, is about 2.5 percent of the median home value of $236,800.

Typical Prices In 48120

JobSizeNational Range48120 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,000
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,500
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.3 divided by 100, the price level for Detroit-Warren-Dearborn, MI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form

Water Hazards FEMA Rates For Wayne County

FEMA rates Wayne County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingVery High
Coastal floodingRelatively Low
HurricaneVery Low
Cold waveVery High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Michigan Rules On Mold

Nearby ZIP Codes In Wayne County

Part of Dearborn, Wayne County, Michigan.

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Area Map

48120, MI Area

Dearborn, Wayne County