Mold Removal Cost And Risk In Beltrami County, MN

A typical professional mold job in Beltrami County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1986Median year homes were built

43%Homes built before 1980

30%Homes rented, not owned

$222,300Median home value

21,583Housing units

46,421People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Beltrami County were built before 1986, and 43 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 30 percent of homes in Beltrami County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56685 has the oldest homes here, a median year of 1967, and ZIP 56670 the newest, 1993.

Typical Prices In Beltrami County

JobSizeNational RangeBeltrami County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Beltrami County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Beltrami County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56601Beltrami County198742%$242,400
56630Beltrami County198050%$192,800
56647Beltrami County198248%$215,500
56650Beltrami County197655%$183,900
56663Beltrami County197658%Not published
56666Beltrami County198532%$113,400
56667Beltrami County199136%$233,100
56670Beltrami County199334%$102,400
56678Beltrami County198640%$193,300
56683Beltrami County198931%$279,400
56685Beltrami County196768%$235,000
56727Beltrami County197560%$167,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Beltrami County Area

Bemidji, MN