Mold Removal Cost And Risk In Benton County, MN

A typical professional mold job in Benton County runs about $1,300 to $5,250 before rebuild, using the St. Cloud, MN price level. Below are the 4 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1985Median year homes were built

42%Homes built before 1980

32%Homes rented, not owned

$247,100Median home value

17,484Housing units

41,458People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Benton County were built before 1985, and 42 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 32 percent of homes in Benton County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56357 has the oldest homes here, a median year of 1973, and ZIP 56367 the newest, 1989.

Typical Prices In Benton County

JobSizeNational RangeBenton County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,250
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 87.6 divided by 100, the price level for St. Cloud, MN, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,250, that cap falls short by about $250 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Benton County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Benton County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56329Benton County198149%$260,300
56357Benton County197358%$273,300
56367Benton County198935%$270,100
56379Benton County198837%$251,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Minnesota Rules On Mold

Minnesota Mold And Insurance Rules

All Minnesota Mold And Insurance Rules lines

All Minnesota counties

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Area Map

Benton County Area

St. Cloud, MN