Mold Removal Cost And Risk In Carlton County, MN

A typical professional mold job in Carlton County runs about $1,350 to $5,350 before rebuild, using the Duluth, MN-WI price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1974Median year homes were built

59%Homes built before 1980

21%Homes rented, not owned

$232,000Median home value

15,830Housing units

36,457People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.08 an hour, BLS May 2025 wage survey.

Half the homes in Carlton County were built before 1974, and 59 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Carlton County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 55720 has the oldest homes here, a median year of 1970, and ZIP 55797 the newest, 1990.

Typical Prices In Carlton County

JobSizeNational RangeCarlton County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,350
Mold Remediationan attic$2,000 to $7,500$1,800 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.8 divided by 100, the price level for Duluth, MN-WI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,350, that cap falls short by about $350 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Carlton County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Carlton County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
55707Carlton County198249%$229,600
55718Carlton County198149%$288,400
55720Carlton County197066%$213,300
55726Carlton County198547%$218,900
55733Carlton County197558%$300,800
55749Carlton County198541%$217,400
55757Carlton County197656%$211,600
55767Carlton County197459%$226,600
55780Carlton County197568%$183,800
55797Carlton County199040%$240,900
55798Carlton County197951%$216,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Minnesota Rules On Mold

Minnesota Mold And Insurance Rules

All Minnesota Mold And Insurance Rules lines

All Minnesota counties

Guides

Area Map

Carlton County Area

Duluth, MN-WI