Mold Removal Cost And Risk In Cass County, MN

A typical professional mold job in Cass County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 13 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1990Median year homes were built

37%Homes built before 1980

15%Homes rented, not owned

$262,300Median home value

24,294Housing units

30,688People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Cass County were built before 1990, and 37 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 15 percent of homes in Cass County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56626 has the oldest homes here, a median year of 1981, and ZIP 56641 the newest, 2000.

Typical Prices In Cass County

JobSizeNational RangeCass County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Cass County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Cass County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56435Cass County198640%$230,100
56452Cass County198940%$304,200
56466Cass County198246%$217,200
56472Cass County199329%$299,900
56473Cass County199528%$262,500
56474Cass County198248%$220,500
56484Cass County199332%$292,900
56626Cass County198148%$183,800
56633Cass County198346%$157,900
56641Cass County200026%$166,400
56655Cass County199236%$301,800
56662Cass County199230%$389,800
56672Cass County198444%$266,900

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Minnesota Rules On Mold

Minnesota Mold And Insurance Rules

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Area Map

Cass County Area

Brainerd, MN