Mold Removal Cost And Risk In Chisago County, MN

A typical professional mold job in Chisago County runs about $1,550 to $6,300 before rebuild, using the Minneapolis-St. Paul-Bloomington, MN-WI price level. Below are the 9 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1992Median year homes were built

36%Homes built before 1980

14%Homes rented, not owned

$326,600Median home value

22,711Housing units

57,434People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $28.44 an hour, BLS May 2025 wage survey.

Half the homes in Chisago County were built before 1992, and 36 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 14 percent of homes in Chisago County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 55012 has the oldest homes here, a median year of 1977, and ZIP 55056 the newest, 1994.

Typical Prices In Chisago County

JobSizeNational RangeChisago County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,300
Mold Remediationan attic$2,000 to $7,500$2,100 to $7,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 104.8 divided by 100, the price level for Minneapolis-St. Paul-Bloomington, MN-WI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Chisago County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Chisago County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
55012Chisago County197755%$367,500
55013Chisago County199138%$366,000
55032Chisago County198346%$363,200
55045Chisago County199235%$373,500
55056Chisago County199431%$297,600
55069Chisago County198346%$279,800
55074Chisago County199436%$283,700
55079Chisago County198836%$335,400
55084Chisago County198050%$294,300

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Chisago County Area

Minneapolis-St. Paul-Bloomington, MN-WI