Mold Removal Cost And Risk In Clay County, MN
A typical professional mold job in Clay County runs about $1,350 to $5,450 before rebuild, using the Fargo, ND-MN price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.
1981Median year homes were built
50%Homes built before 1980
33%Homes rented, not owned
$256,000Median home value
27,241Housing units
65,628People
Half the homes in Clay County were built before 1981, and 50 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 33 percent of homes in Clay County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 56525 has the oldest homes here, a median year of 1960, and ZIP 56529 the newest, 1992.
Typical Prices In Clay County
| Job | Size | National Range | Clay County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,350 to $5,450 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,800 to $6,800 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,450, that cap falls short by about $450 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Clay County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Clay County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 56514 | Clay County | 1976 | 61% | $233,600 |
| 56525 | Clay County | 1960 | 89% | $165,600 |
| 56529 | Dilworth | 1992 | 40% | $268,100 |
| 56536 | Clay County | 1974 | 75% | $194,200 |
| 56546 | Clay County | 1967 | 66% | $230,000 |
| 56547 | Clay County | 1977 | 55% | $279,400 |
| 56549 | Clay County | 1979 | 52% | $317,500 |
| 56552 | Clay County | 1964 | 70% | $167,400 |
| 56560 | Clay County | 1983 | 48% | $248,900 |
| 56562 | Moorhead | Not published | 100% | Not published |
| 56580 | Clay County | 1973 | 67% | $268,200 |
| 56585 | Clay County | 1976 | 58% | $228,100 |
Cities And Towns
Minnesota Rules On Mold
Minnesota Mold And Insurance Rules
- Licensing of mold investigators or remediators is not done by Minnesota or any federal agency. MDH Mold And Moisture
- Landlords must keep rentals fit to live in and in good repair under state law. Few laws name mold directly. MDH Mold In Rental Housing
- Tenants should report ongoing problems in writing and ask for repairs within 14 days. MDH Mold In Rental Housing