Mold Removal Cost And Risk In Crow Wing County, MN

A typical professional mold job in Crow Wing County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1987Median year homes were built

40%Homes built before 1980

23%Homes rented, not owned

$274,400Median home value

42,191Housing units

67,113People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Crow Wing County were built before 1987, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Crow Wing County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56441 has the oldest homes here, a median year of 1975, and ZIP 56425 the newest, 1999.

Typical Prices In Crow Wing County

JobSizeNational RangeCrow Wing County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Crow Wing County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Crow Wing County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56401Crow Wing County198445%$237,900
56425Baxter199924%$299,900
56441Crow Wing County197558%$193,600
56442Crosslake199030%$534,100
56444Crow Wing County198640%$318,500
56447Crow Wing County198246%$323,000
56448Fifty Lakes198445%$392,000
56449Crow Wing County199036%$266,900
56450Crow Wing County198540%$190,900
56455Crow Wing County197655%$200,000
56465Crow Wing County198933%$324,500
56468Crow Wing County199131%$437,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Crow Wing County Area

Brainerd, MN