Mold Removal Cost And Risk In ZIP 55345, Minnetonka MN

A typical professional mold job in ZIP 55345, Minnetonka runs about $1,550 to $6,300 before rebuild. Half the homes here were built before 1972, older than the Hennepin County median of 1973.

1972Median year homes were built

65%Homes built before 1980

14%Homes rented, not owned

$478,800Median home value

$1,444Median gross rent

8,834Housing units

Neighborhood figures for ZIP Code Tabulation Area 55345 from Census ACS 2019 to 2023. Remediation pay in this metro is $28.44 an hour, BLS May 2025 wage survey.

65 percent of homes in 55345 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 14 percent of homes here are rented, against 37 percent across Hennepin County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $6,300, is about 1.3 percent of the median home value of $478,800.

Typical Prices In 55345

JobSizeNational Range55345 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,550 to $6,300
Mold Remediationan attic$2,000 to $7,500$2,100 to $7,850
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,050
Mold Inspection and Testinga clearance test$300 to $800$300 to $850

Estimate is the national range times 104.8 divided by 100, the price level for Minneapolis-St. Paul-Bloomington, MN-WI, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form

Water Hazards FEMA Rates For Hennepin County

FEMA rates Hennepin County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveVery High
Winter weatherVery High

Source FEMA National Risk Index, December 2025, county level.

Minnesota Rules On Mold

Nearby ZIP Codes In Hennepin County

Part of Minnetonka, Hennepin County, Minnesota.

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55345, MN Area

Minnetonka, Hennepin County