Mold Removal Cost And Risk In Martin County, MN

A typical professional mold job in Martin County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1958Median year homes were built

79%Homes built before 1980

28%Homes rented, not owned

$158,800Median home value

9,715Housing units

19,864People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Martin County were built before 1958, and 79 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Martin County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56160 has the oldest homes here, a median year of 1938, and ZIP 56031 the newest, 1964.

Typical Prices In Martin County

JobSizeNational RangeMartin County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Martin County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Martin County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56031Martin County196477%$175,600
56039Martin County194384%$151,700
56075Northrop195499%$104,200
56088Martin County195288%$134,200
56121Martin County194391%$85,000
56127Martin County195962%$105,700
56160Martin County193899%$70,700
56162Martin County195196%$95,600
56171Martin County195877%$154,900
56176Martin County194886%$118,200
56181Martin County195474%$99,700

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Martin County Area

Fairmont, MN