Mold Removal Cost And Risk In Polk County, MN
A typical professional mold job in Polk County runs about $1,300 to $5,200 before rebuild, using the Grand Forks, ND-MN price level. Below are the 16 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.
1971Median year homes were built
66%Homes built before 1980
28%Homes rented, not owned
$211,100Median home value
14,670Housing units
30,905People
Half the homes in Polk County were built before 1971, and 66 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Polk County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 56568 has the oldest homes here, a median year of 1938, and ZIP 56684 the newest, 1976.
Typical Prices In Polk County
| Job | Size | National Range | Polk County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,300 to $5,200 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,750 to $6,500 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $700 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Polk County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Low |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Polk County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 56517 | Polk County | 1944 | 92% | $144,700 |
| 56523 | Polk County | 1964 | 78% | $144,800 |
| 56535 | Polk County | 1975 | 59% | $215,200 |
| 56540 | Polk County | 1962 | 72% | $185,600 |
| 56542 | Polk County | 1971 | 64% | $176,800 |
| 56556 | Polk County | 1950 | 69% | $149,400 |
| 56568 | Polk County | 1938 | 79% | $154,200 |
| 56592 | Polk County | 1953 | 75% | $139,600 |
| 56646 | Polk County | 1965 | 74% | $212,500 |
| 56684 | Polk County | 1976 | 54% | $138,800 |
| 56716 | Polk County | 1966 | 72% | $178,200 |
| 56721 | Polk County | 1975 | 60% | $247,200 |
| 56722 | Polk County | 1969 | 68% | $217,300 |
| 56723 | Polk County | 1966 | 69% | $214,400 |
| 56736 | Polk County | 1974 | 59% | $336,100 |
| 56762 | Polk County | 1966 | 72% | $149,300 |
Minnesota Rules On Mold
Minnesota Mold And Insurance Rules
- Licensing of mold investigators or remediators is not done by Minnesota or any federal agency. MDH Mold And Moisture
- Landlords must keep rentals fit to live in and in good repair under state law. Few laws name mold directly. MDH Mold In Rental Housing
- Tenants should report ongoing problems in writing and ask for repairs within 14 days. MDH Mold In Rental Housing