Mold Removal Cost And Risk In Ramsey County, MN
A typical professional mold job in Ramsey County runs about $1,550 to $6,300 before rebuild, using the Minneapolis-St. Paul-Bloomington, MN-WI price level. Below are the 19 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.
1965Median year homes were built
70%Homes built before 1980
39%Homes rented, not owned
$304,900Median home value
231,606Housing units
544,438People
Half the homes in Ramsey County were built before 1965, and 70 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 39 percent of homes in Ramsey County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 55102 has the oldest homes here, a median year of 1938, and ZIP 55114 the newest, 2003.
Typical Prices In Ramsey County
| Job | Size | National Range | Ramsey County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,550 to $6,300 |
| Mold Remediation | an attic | $2,000 to $7,500 | $2,100 to $7,850 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $650 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $1,050 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $850 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,300, that cap falls short by about $1,300 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Ramsey County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Not Applicable |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Ramsey County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 55101 | St. Paul | 1961 | 68% | $252,700 |
| 55102 | St. Paul | 1938 | 72% | $280,400 |
| 55103 | St. Paul | 1960 | 82% | $240,400 |
| 55104 | St. Paul | 1938 | 86% | $290,900 |
| 55105 | St. Paul | 1938 | 91% | $453,300 |
| 55106 | St. Paul | 1955 | 80% | $233,000 |
| 55107 | St. Paul | 1938 | 79% | $259,900 |
| 55108 | St. Paul | 1953 | 77% | $365,400 |
| 55109 | Maplewood | 1975 | 58% | $291,200 |
| 55110 | White Bear Lake | 1974 | 58% | $347,100 |
| 55112 | Arden Hills | 1975 | 63% | $338,800 |
| 55113 | Roseville | 1968 | 72% | $331,200 |
| 55114 | St. Paul | 2003 | 33% | $296,900 |
| 55116 | St. Paul | 1957 | 75% | $405,900 |
| 55117 | St. Paul | 1967 | 73% | $262,700 |
| 55119 | Maplewood | 1971 | 65% | $262,700 |
| 55126 | Shoreview | 1981 | 48% | $366,400 |
| 55127 | North Oaks | 1987 | 29% | $409,400 |
| 55130 | St. Paul | 1959 | 78% | $220,300 |
Cities And Towns
Minnesota Rules On Mold
Minnesota Mold And Insurance Rules
- Licensing of mold investigators or remediators is not done by Minnesota or any federal agency. MDH Mold And Moisture
- Landlords must keep rentals fit to live in and in good repair under state law. Few laws name mold directly. MDH Mold In Rental Housing
- Tenants should report ongoing problems in writing and ask for repairs within 14 days. MDH Mold In Rental Housing