Mold Removal Cost And Risk In Rice County, MN

A typical professional mold job in Rice County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1977Median year homes were built

54%Homes built before 1980

24%Homes rented, not owned

$298,500Median home value

25,173Housing units

67,389People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Rice County were built before 1977, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Rice County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 55053 has the oldest homes here, a median year of 1967, and ZIP 55019 the newest, 2001.

Typical Prices In Rice County

JobSizeNational RangeRice County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Rice County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Rice County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
55019Rice County200130%$316,200
55021Rice County197459%$267,600
55046Rice County200040%$331,100
55052Rice County197266%$266,700
55053Rice County196764%$338,100
55057Rice County198347%$338,800
55087Rice County197568%$233,800
55088Rice County198545%$494,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Minnesota Rules On Mold

Minnesota Mold And Insurance Rules

All Minnesota Mold And Insurance Rules lines

All Minnesota counties

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Area Map

Rice County Area

Faribault-Northfield, MN