Mold Removal Cost And Risk In Swift County, MN

A typical professional mold job in Swift County runs about $1,300 to $5,150 before rebuild, using the Minnesota nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Minnesota rules.

1959Median year homes were built

70%Homes built before 1980

26%Homes rented, not owned

$147,100Median home value

4,697Housing units

9,787People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Swift County were built before 1959, and 70 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 26 percent of homes in Swift County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 56231 has the oldest homes here, a median year of 1944, and ZIP 56252 the newest, 1968.

Typical Prices In Swift County

JobSizeNational RangeSwift County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Swift County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Swift County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
56208Swift County195776%$86,700
56215Swift County196068%$161,400
56231Swift County194484%$213,900
56249Swift County195876%$156,300
56252Swift County196866%$195,200
56271Swift County196267%$206,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Minnesota Rules On Mold

Minnesota Mold And Insurance Rules

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Swift County Area

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