Mold Removal Cost And Risk In ZIP 64501, St. Joseph MO

A typical professional mold job in ZIP 64501, St. Joseph runs about $1,300 to $5,200 before rebuild. Half the homes here were built before 1938, older than the Buchanan County median of 1964.

1938Median year homes were built

88%Homes built before 1980

53%Homes rented, not owned

$97,400Median home value

$823Median gross rent

5,598Housing units

Neighborhood figures for ZIP Code Tabulation Area 64501 from Census ACS 2019 to 2023.

88 percent of homes in 64501 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 53 percent against 35 percent across Buchanan County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $5,200, is about 5.3 percent of the median home value of $97,400.

Typical Prices In 64501

JobSizeNational Range64501 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,200
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,500
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.4 divided by 100, the price level for St. Joseph, MO-KS, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,200, that cap falls short by about $200 at the top of that range. Read the form

Water Hazards FEMA Rates For Buchanan County

FEMA rates none of the water hazards below as high for Buchanan County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneNo Rating
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Missouri Rules On Mold

Nearby ZIP Codes In Buchanan County

Part of St. Joseph, Buchanan County, Missouri.

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64501, MO Area

St. Joseph, Buchanan County