Mold Removal Cost And Risk In Camden County, MO
A typical professional mold job in Camden County runs about $1,250 to $5,050 before rebuild, using the Missouri nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.
1986Median year homes were built
30%Homes built before 1980
17%Homes rented, not owned
$270,700Median home value
39,839Housing units
43,416People
Half the homes in Camden County were built before 1986, and 30 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 17 percent of homes in Camden County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 65567 has the oldest homes here, a median year of 1979, and ZIP 65591 the newest, 1999.
Typical Prices In Camden County
| Job | Size | National Range | Camden County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Camden County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Camden County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 65020 | Camden County | 1990 | 24% | $243,900 |
| 65049 | Lake Ozark | 1987 | 23% | $354,200 |
| 65052 | Camden County | 1988 | 25% | $298,400 |
| 65065 | Osage Beach | 1987 | 28% | $298,700 |
| 65079 | Camden County | 1984 | 38% | $349,100 |
| 65324 | Camden County | 1983 | 41% | $262,100 |
| 65567 | Camden County | 1979 | 52% | $163,800 |
| 65591 | Camden County | 1999 | 21% | $141,900 |
| 65786 | Camden County | 1985 | 42% | $178,400 |
| 65787 | Camden County | 1982 | 44% | $266,800 |
Missouri Rules On Mold
Missouri Mold And Insurance Rules
- Licensing. Missouri does not certify mold testers, and the state health department says mold testing is not a regulated industry there. Mold, Missouri Department of Health and Senior Services
- Missouri has no state or federal limit on what level of mold is safe, so the health department says testing is usually not needed when you can see mold. Mold, Missouri Department of Health and Senior Services
- Renters in Missouri should write to the landlord about a mold problem they cannot fix and keep a copy of the letter. Mold, Missouri Department of Health and Senior Services