Mold Removal Cost And Risk In Cape Girardeau County, MO

A typical professional mold job in Cape Girardeau County runs about $1,300 to $5,150 before rebuild, using the Cape Girardeau, MO-IL price level. Below are the 11 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1982Median year homes were built

48%Homes built before 1980

34%Homes rented, not owned

$208,300Median home value

35,892Housing units

82,180People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Cape Girardeau County were built before 1982, and 48 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 34 percent of homes in Cape Girardeau County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 63743 has the oldest homes here, a median year of 1938, and ZIP 63766 the newest, 1993.

Typical Prices In Cape Girardeau County

JobSizeNational RangeCape Girardeau County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,150
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,450
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 86.1 divided by 100, the price level for Cape Girardeau, MO-IL, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,150, that cap falls short by about $150 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Cape Girardeau County high for winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Cape Girardeau County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
63701Cape Girardeau County197853%$209,600
63703Cape Girardeau197261%$127,300
63739Cape Girardeau County197762%$133,100
63743Cape Girardeau County193881%Not published
63744Cape Girardeau County196874%$102,800
63745Dutchtown199049%$107,500
63747Cape Girardeau County198823%Not published
63755Cape Girardeau County199234%$233,400
63766Cape Girardeau County199326%$174,400
63769Cape Girardeau County198746%$191,600
63785Cape Girardeau County199142%$171,200

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Cape Girardeau County Area

Cape Girardeau, MO-IL