Mold Removal Cost And Risk In Lafayette County, MO

A typical professional mold job in Lafayette County runs about $1,400 to $5,550 before rebuild, using the Kansas City, MO-KS price level. Below are the 12 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1974Median year homes were built

60%Homes built before 1980

24%Homes rented, not owned

$200,300Median home value

14,183Housing units

32,974People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $22.97 an hour, BLS May 2025 wage survey.

Half the homes in Lafayette County were built before 1974, and 60 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Lafayette County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 64021 has the oldest homes here, a median year of 1944, and ZIP 64011 the newest, 1993.

Typical Prices In Lafayette County

JobSizeNational RangeLafayette County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.5 divided by 100, the price level for Kansas City, MO-KS, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Lafayette County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Lafayette County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
64001Lafayette County196563%$138,200
64011Lafayette County199327%$313,400
64020Lafayette County196476%$182,200
64021Lafayette County194483%$94,400
64022Lafayette County195982%$177,800
64037Lafayette County197266%$178,700
64067Lafayette County196078%$183,900
64071Lafayette County197462%$200,900
64074Lafayette County198050%$235,000
64076Lafayette County198544%$226,400
64096Lafayette County197466%$117,100
64097Lafayette County196473%$224,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Missouri Rules On Mold

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Lafayette County Area

Kansas City, MO-KS