Mold Removal Cost And Risk In Mercer County, MO

A typical professional mold job in Mercer County runs about $1,250 to $5,050 before rebuild, using the Missouri nonmetro price level. Below are the 3 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1971Median year homes were built

65%Homes built before 1980

21%Homes rented, not owned

$95,300Median home value

1,908Housing units

3,501People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Mercer County were built before 1971, and 65 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 21 percent of homes in Mercer County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 64632 has the oldest homes here, a median year of 1958, and ZIP 64673 the newest, 1970.

Typical Prices In Mercer County

JobSizeNational RangeMercer County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Mercer County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Mercer County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
64632Mercer County195866%$79,000
64661Mercer County196770%$80,000
64673Mercer County197068%$91,400

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Missouri Rules On Mold

Missouri Mold And Insurance Rules

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Mercer County Area

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