Mold Removal Cost And Risk In Morgan County, MO

A typical professional mold job in Morgan County runs about $1,250 to $5,050 before rebuild, using the Missouri nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1982Median year homes were built

46%Homes built before 1980

20%Homes rented, not owned

$180,400Median home value

15,161Housing units

21,430People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Morgan County were built before 1982, and 46 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 20 percent of homes in Morgan County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 65354 has the oldest homes here, a median year of 1944, and ZIP 65072 the newest, 1987.

Typical Prices In Morgan County

JobSizeNational RangeMorgan County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Morgan County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Morgan County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
65011Morgan County198538%$140,800
65034Morgan County198149%Not published
65037Morgan County198440%$250,300
65072Morgan County198735%$230,100
65078Morgan County197756%$115,900
65084Morgan County197855%$153,000
65329Morgan County198528%$336,100
65354Morgan County194468%$167,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Missouri Rules On Mold

Missouri Mold And Insurance Rules

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Area Map

Morgan County Area

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