Mold Removal Cost And Risk In Phelps County, MO

A typical professional mold job in Phelps County runs about $1,250 to $5,050 before rebuild, using the Missouri nonmetro price level. Below are the 7 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1984Median year homes were built

45%Homes built before 1980

38%Homes rented, not owned

$194,900Median home value

20,246Housing units

44,948People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Phelps County were built before 1984, and 45 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 38 percent of homes in Phelps County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 65529 has the oldest homes here, a median year of 1960, and ZIP 65401 the newest, 1985.

Typical Prices In Phelps County

JobSizeNational RangePhelps County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Phelps County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Phelps County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
65401Phelps County198544%$206,500
65409RollaNot published100%Not published
65436Phelps CountyNot published100%Not published
65462Phelps County198248%$117,700
65529Phelps County196082%Not published
65550Phelps County197951%$155,000
65559Phelps County198246%$194,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Phelps County Area

Rolla, MO