Mold Removal Cost And Risk In Polk County, MO

A typical professional mold job in Polk County runs about $1,350 to $5,300 before rebuild, using the Springfield, MO price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1987Median year homes were built

40%Homes built before 1980

29%Homes rented, not owned

$189,600Median home value

13,434Housing units

32,109People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Polk County were built before 1987, and 40 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 29 percent of homes in Polk County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 65601 has the oldest homes here, a median year of 1978, and ZIP 65727 the newest, 1995.

Typical Prices In Polk County

JobSizeNational RangePolk County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,350 to $5,300
Mold Remediationan attic$2,000 to $7,500$1,750 to $6,650
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $900
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 88.6 divided by 100, the price level for Springfield, MO, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,300, that cap falls short by about $300 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Polk County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Polk County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
65601Polk County197854%$133,600
65613Polk County198836%$197,200
65617Polk County199044%$205,600
65640Polk County198542%$171,500
65649Polk County199134%$285,700
65663Polk County199141%$209,900
65674Polk County198345%$116,400
65710Polk County198247%$206,200
65725Polk County199226%$185,100
65727Polk County199512%Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Missouri Rules On Mold

Missouri Mold And Insurance Rules

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Area Map

Polk County Area

Springfield, MO