Mold Removal Cost And Risk In St. Charles County, MO
A typical professional mold job in St. Charles County runs about $1,450 to $5,700 before rebuild, using the St. Louis, MO-IL price level. Below are the 14 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.
1994Median year homes were built
25%Homes built before 1980
19%Homes rented, not owned
$296,800Median home value
164,594Housing units
409,830People
Half the homes in St. Charles County were built before 1994, and 25 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 19 percent of homes in St. Charles County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 63386 has the oldest homes here, a median year of 1964, and ZIP 63385 the newest, 2006.
Typical Prices In St. Charles County
| Job | Size | National Range | St. Charles County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates St. Charles County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In St. Charles County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 63301 | St. Charles County | 1977 | 55% | $249,400 |
| 63303 | St. Charles County | 1989 | 28% | $301,700 |
| 63304 | St. Charles County | 1991 | 17% | $331,300 |
| 63332 | St. Charles County | 1991 | 39% | $385,600 |
| 63341 | St. Charles County | 1994 | 23% | $552,600 |
| 63348 | St. Charles County | 2003 | 16% | $364,900 |
| 63365 | New Melle | 1988 | 34% | Not published |
| 63366 | St. Charles County | 1998 | 19% | $283,900 |
| 63367 | Lake St. Louis | 2004 | 15% | $381,000 |
| 63368 | O'Fallon | 2000 | 5% | $327,700 |
| 63373 | St. Charles County | 1966 | 78% | $206,500 |
| 63376 | St. Peters | 1987 | 30% | $255,500 |
| 63385 | St. Charles County | 2006 | 13% | $321,300 |
| 63386 | West Alton | 1964 | 85% | $156,300 |
Cities And Towns
Missouri Rules On Mold
Missouri Mold And Insurance Rules
- Licensing. Missouri does not certify mold testers, and the state health department says mold testing is not a regulated industry there. Mold, Missouri Department of Health and Senior Services
- Missouri has no state or federal limit on what level of mold is safe, so the health department says testing is usually not needed when you can see mold. Mold, Missouri Department of Health and Senior Services
- Renters in Missouri should write to the landlord about a mold problem they cannot fix and keep a copy of the letter. Mold, Missouri Department of Health and Senior Services