Mold Removal Cost And Risk In St. Francois County, MO

A typical professional mold job in St. Francois County runs about $1,250 to $5,050 before rebuild, using the Missouri nonmetro price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.

1981Median year homes were built

48%Homes built before 1980

31%Homes rented, not owned

$155,100Median home value

28,815Housing units

66,864People

Housing figures from Census ACS 2019 to 2023.

Half the homes in St. Francois County were built before 1981, and 48 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 31 percent of homes in St. Francois County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 63653 has the oldest homes here, a median year of 1942, and ZIP 63036 the newest, 1996.

Typical Prices In St. Francois County

JobSizeNational RangeSt. Francois County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.9 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for St. Francois County.

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In St. Francois County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
63036St. Francois County199632%$211,300
63087St. Francois County199241%$226,500
63601St. Francois County197360%$114,400
63624St. Francois County197267%$94,200
63628St. Francois County198248%$171,000
63637St. Francois County198340%$150,000
63640St. Francois County199038%$195,900
63653Leadwood194290%$51,600

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Missouri Rules On Mold

Missouri Mold And Insurance Rules

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Area Map

St. Francois County Area

Farmington, MO