Mold Removal Cost And Risk In St. Louis city, MO
A typical professional mold job in St. Louis city runs about $1,450 to $5,700 before rebuild, using the St. Louis, MO-IL price level. Below are the 18 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Missouri rules.
1938Median year homes were built
86%Homes built before 1980
55%Homes rented, not owned
$185,100Median home value
173,920Housing units
293,109People
Half the homes in St. Louis city were built before 1938, and 86 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. Most homes in St. Louis city are rented, 55 percent. A renter's policy covers belongings and liability, while the owner's policy covers the building.
Housing age swings by neighborhood. ZIP 63101 has the oldest homes here, a median year of 1938, and ZIP 63106 the newest, 1983.
Typical Prices In St. Louis city
| Job | Size | National Range | St. Louis city Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,450 to $5,700 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,900 to $7,150 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,700, that cap falls short by about $700 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates St. Louis city high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively Moderate |
| Winter weather | Relatively Moderate |
ZIP Code Neighborhoods In St. Louis city
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 63101 | St. Louis | 1938 | 74% | $228,300 |
| 63102 | St. Louis | 1967 | 71% | $179,100 |
| 63103 | St. Louis | 1949 | 83% | $205,400 |
| 63104 | St. Louis | 1938 | 78% | $249,500 |
| 63106 | St. Louis | 1983 | 45% | $186,700 |
| 63107 | St. Louis | 1938 | 89% | $57,100 |
| 63108 | St. Louis | 1938 | 70% | $337,300 |
| 63109 | St. Louis | 1938 | 97% | $244,900 |
| 63110 | St. Louis | 1938 | 73% | $314,600 |
| 63111 | St. Louis | 1938 | 94% | $115,500 |
| 63112 | St. Louis | 1938 | 76% | $216,400 |
| 63113 | St. Louis | 1938 | 90% | $75,600 |
| 63115 | St. Louis | 1938 | 91% | $61,600 |
| 63116 | St. Louis | 1938 | 95% | $161,100 |
| 63118 | St. Louis | 1938 | 94% | $210,900 |
| 63120 | St. Louis | 1943 | 90% | $52,300 |
| 63139 | St. Louis | 1938 | 92% | $199,400 |
| 63147 | St. Louis | 1949 | 90% | $70,300 |
Cities And Towns
Missouri Rules On Mold
Missouri Mold And Insurance Rules
- Licensing. Missouri does not certify mold testers, and the state health department says mold testing is not a regulated industry there. Mold, Missouri Department of Health and Senior Services
- Missouri has no state or federal limit on what level of mold is safe, so the health department says testing is usually not needed when you can see mold. Mold, Missouri Department of Health and Senior Services
- Renters in Missouri should write to the landlord about a mold problem they cannot fix and keep a copy of the letter. Mold, Missouri Department of Health and Senior Services